Monday, April 12, 2010

Things I've learned through this...

We just bought a home. The experience overall has been a good one. I have learned a lot and we have been blessed along the way with a good Realtor and with good representation from our mortgage loan person at Wells Fargo. We also have had many blessings when it comes to the payment for that home. We don't think we will live in this place for the rest of our lives. It is a starter home. So at some point we will be doing it again. And I don't shudder at that thought. Unfortunately one thing that was out of our control was the realtor that the sellers chose to use in selling the house. I'm trying to take the advice that you all gave me when I posted this over a year ago. But even with over a years worth of growing and maturing, holding grudges is still something I struggle with constantly. So instead of going on and on about how much I dislike this realtor and how much I really would advise all of you to never use Century 21 just because of this one idiot.... I am not going to. Instead I'm going to offer you all some advice for when you buy a home or are selling a home and so that I will remember it when it is time for us to purchase another home.

#1: Pick a Realtor that you are comfortable with and that you are comfortable complaining to. If something isn't just how you want it to be you don't want to be intimidated by your Realtor and just let it go. Tell them.

#2: Ask any question you can think of. Some important questions you may not think of but that you will want to ask BEFORE you sign the papers for the house include: Where are the rest of the keys to the house? Where is the key to the mailbox? Why is there a giant cat house/tree thing in the garage and when are you getting rid of it?

#3: If you are selling a house CLEAN IT. If you are buying a house and it isn't cleaned as well as you want it to be, don't assume it will be done and don't be worried about asking for it to be done. (If the carpet not being cleaned was the only thing this realtor hadn't taken care of I wouldn't be so upset, it's just getting lumped in with everything else because he's made me that upset.)

#4: Don't assume that just because you consider yourself a good decent person that everyone else is. Some people will do the very minimum amount of work possible and will still be happy to take your money.

#5: Don't ever let someone talk down to you or belittle you. Stick to your guns and don't be apologetic if someone doesn't do what they say they will, insist that other people do their jobs.

#6: Don't think about the fact that 30 years is a really long time and that you have just entered into the most debt you will ever enter (that is until you upgrade to a bigger house when your family size demands it). Instead focus on the fact that you have just purchased a place where you and your best friend can really begin the next phase of your lives together.

p.s. I know that in proper English the word Realtor is capitalized because it is a proper noun. However, my elementary teacher told me you capitalize the nouns because people are important. In my own mind by not capitalizing it every time it has to do with the realtor who sold us our house I am showing that he is not important and I don't need to let his actions continue to make me feel so down. This is how nerds get revenge.

Monday, April 5, 2010

Still Renting...

Amy: "We own our own home!"
Brad: "Actually the bank owns it, so really we're just renting it from the bank."
Amy: "Yeah but the bank will let us paint the walls!"
Brad: "This is the most expensive paint I've ever heard of."

Despite the completely overwhelming feeling of being in serious debt (our first debt of any kind really....) We are the proud new owners of a townhouse. More pictures will come but if you can't wait for them to show up here I already put most of them on facebook.